Tower Contractor Insurance

Structural Modification & Reinforcement insurance in California

Structural modification work in California includes tower strengthening, capacity upgrades, and field welding at height on active, loaded structures. Massive small cell and DAS market. Largest wireless infrastructure spend in the U.S. In California, workers compensation is mandatory for employers.

Workers Compensation in California

Mandatory

Required for all employers with 1+ employees. Strict enforcement. High rates for tower class codes.

Licensing Requirements

CSLB C-7 (Low Voltage Systems) license required for telecom work.

Key Exposures

  • Work on loaded/active structures
  • Welding at height
  • Structural miscalculation
  • Impact to existing carrier equipment
  • Professional liability (engineering analysis)
  • Service interruption claims

Typical Coverage Program

  • GL without height exclusion
  • Workers comp
  • Professional liability (structural analysis)
  • Umbrella to $5M
  • Inland marine (welding equipment)
  • Service interruption / delay coverage

Market Context

Massive small cell and DAS market. Largest wireless infrastructure spend in the U.S.

Get a coverage review for structural modification & reinforcement in California

Find out if your current program meets turf vendor and carrier MSA requirements for structural modification & reinforcement work in California.

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