Coverage glossary

Insurance terms defined for tower and telecom contractors. Each term explained in the context of how it applies to tower work and MSA requirements.

Endorsements

Additional Insured Blanket Additional Insured Additional Insured Endorsement CG 20 10 CG 20 37 Crane and Rigging Endorsement Exclusion - Designated Operations Additional Insured - Managers or Lessors Contractual Liability Limitation Classification Premium Adjustment Designated Construction Project

MSA & Contract

Primary and Noncontributory Waiver of Subrogation Contractual Liability Indemnification Hold Harmless Certificate of Insurance Certificate Holder Master Service Agreement Surety Bond Liquidated Damages Notice of Cancellation Compliance Certificate Flow-Down Clause Scope of Work

Policy Terms

Products-Completed Operations Occurrence Form Claims-Made Form Tail Coverage Self-Insured Retention Deductible vs SIR Named Insured Cross Liability Aggregate Limit Loss Run Loss Ratio Surplus Lines Retroactive Date Reporting Endorsement Policy Territory Audit Premium Cancellation Provisions

Workers Compensation

Experience Modification Rate Class Code Monopolistic State Fund Assigned Risk Pool Stop Gap Coverage Occupational Accident Employers Liability NCCI Code 5057 NCCI Code 3724 NCCI Code 7601 Alternate Employer Endorsement Voluntary Compensation USL&H Coverage Managed Care Organization Return to Work Program

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