Decommissioning Crew Insurance Costs
Insurance cost breakdown for crews performing tower decommissioning, antenna removal, structure demolition, and site restoration work.
Key cost factors
- Tower type and demolition method (section removal vs. controlled fell)
- Crane and rigging plan complexity
- Proximity to adjacent structures and utilities
- Environmental remediation requirements (lead paint, fuel tanks)
- Scrap handling and material disposal
- Site restoration and grading scope
- Permitting and road closure needs
- Fall protection during disassembly at height
| Coverage / Item | Low Range | High Range | Notes |
|---|---|---|---|
| Workers Compensation (per $100 payroll) | $18 | $40 | Demolition class codes apply; some states have separate wrecking classifications |
| General Liability (annual) | $14,000 | $48,000 | Property damage exposure during teardown is the primary underwriting concern |
| Umbrella/Excess (per $1M layer) | $9,000 | $28,000 | Decommissioning seen as higher hazard than new construction by most markets |
| Commercial Auto (per vehicle) | $3,500 | $9,500 | Heavy equipment transport and debris hauling increase fleet exposure |
| Pollution Liability | $3,000 | $12,000 | Required when fuel systems, batteries, or coatings with hazardous materials are present |
Ranges reflect market conditions as of mid-2026 and vary by state, loss history, and individual risk profile. Actual premiums require underwriting review.