Tower Erection & Stacking insurance in Michigan
New tower construction in Michigan involves gin pole operations, structural steel rigging, and crane work at extreme heights. Electrical contractor license may apply. With mandatory workers comp and frequent additional-insured endorsements, getting the right program matters.
Workers Compensation in Michigan
Mandatory
Required for employers with 3+ employees or 1+ in construction.
Licensing Requirements
Electrical contractor license may apply.
Key Exposures
- Falls from height (primary fatality risk)
- Gin pole and rigging failure
- Structural collapse during erection
- Crane and boom truck operations
- Dropped objects and tools
- Subcontractor injury (action-over exposure)
Typical Coverage Program
- GL without height exclusion
- Workers comp (tower erection class codes)
- Umbrella to $5M-$10M
- Inland marine for gin poles and rigging
- Crane/boom truck coverage
- Additional insured with primary/noncontributory
Market Context
Detroit metro wireless buildout. Auto industry IoT infrastructure.
Get a coverage review for tower erection & stacking in Michigan
Find out if your current program meets turf vendor and carrier MSA requirements for tower erection & stacking work in Michigan.
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