Tower Maintenance & Inspection insurance in Michigan
Detroit metro wireless buildout. Auto industry IoT infrastructure. L&A and maintenance contractors in Michigan need GL without height exclusions, inland marine for test equipment, and occupational accident coverage for 1099 climbers. Electrical contractor license may apply.
Workers Compensation in Michigan
Mandatory
Required for employers with 3+ employees or 1+ in construction.
Licensing Requirements
Electrical contractor license may apply.
Key Exposures
- Falls from height on existing structures
- Structural deficiency on aging towers
- RF exposure from active antennas
- Weather exposure (lightning, wind)
- Electrical contact
- Solo/remote work locations
Typical Coverage Program
- GL without height exclusion
- Workers comp (tower class codes)
- Umbrella to $5M
- Inland marine (test equipment, tools)
- Commercial auto
- Occupational accident (for 1099 climbers)
Market Context
Detroit metro wireless buildout. Auto industry IoT infrastructure.
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