Tower Contractor Insurance

Rooftop Site Installation insurance in Montana

Remote tower maintenance. Limited new construction. Rooftop contractors in Montana need property-damage-focused GL, installation floaters, and building-owner additional-insured endorsements. No state telecom-specific license.

Workers Compensation in Montana

Mandatory

Required for all employers. State Fund is sole provider.

Licensing Requirements

No state telecom-specific license.

Key Exposures

  • Falls from roof edge
  • Structural damage to building
  • Waterproofing/roof membrane damage
  • Property damage to building systems
  • Elevator/shaft access incidents
  • Building tenant disruption claims

Typical Coverage Program

  • GL with property damage focus
  • Workers comp
  • Umbrella to $3M-$5M
  • Installation floater
  • Professional liability
  • Building owner as additional insured

Market Context

Remote tower maintenance. Limited new construction.

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