Small Cell & DAS Installation insurance in Montana
Remote tower maintenance. Limited new construction. Small cell contractors in Montana need broad-form GL, commercial auto for frequent site-to-site travel, and property damage coverage for host structures. No state telecom-specific license.
Workers Compensation in Montana
Mandatory
Required for all employers. State Fund is sole provider.
Licensing Requirements
No state telecom-specific license.
Key Exposures
- Work at height (typically 25-60 feet)
- Traffic exposure (roadside installations)
- Electrical contact
- Property damage to host structures
- RF exposure during commissioning
- High volume increases frequency risk
Typical Coverage Program
- GL with broad form coverage
- Workers comp
- Commercial auto (frequent site-to-site travel)
- Umbrella to $3M-$5M
- Property damage/installation floater
- Professional liability (site design/analysis)
Market Context
Remote tower maintenance. Limited new construction.
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