Tower Maintenance & Inspection insurance in New Hampshire
Tower maintenance and inspection crews in New Hampshire climb existing structures to service antennas, lighting, and equipment — often on aging infrastructure with unknown conditions. Small market. Northern New England tower maintenance. In New Hampshire, workers compensation is mandatory for employers.
Workers Compensation in New Hampshire
Mandatory
Required for all employers.
Licensing Requirements
No state telecom-specific license.
Key Exposures
- Falls from height on existing structures
- Structural deficiency on aging towers
- RF exposure from active antennas
- Weather exposure (lightning, wind)
- Electrical contact
- Solo/remote work locations
Typical Coverage Program
- GL without height exclusion
- Workers comp (tower class codes)
- Umbrella to $5M
- Inland marine (test equipment, tools)
- Commercial auto
- Occupational accident (for 1099 climbers)
Market Context
Small market. Northern New England tower maintenance.
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