Tower Contractor Insurance

Rooftop Site Installation insurance in New Mexico

Installing wireless equipment on rooftops across New Mexico creates exposures around waterproofing damage, falls from roof edges, and building system interference. Required for employers with 3+ employees in construction. Coverage must protect both the contractor and the building owner.

Workers Compensation in New Mexico

Mandatory

Required for employers with 3+ employees in construction.

Licensing Requirements

EE-98J journeyman license for low voltage.

Key Exposures

  • Falls from roof edge
  • Structural damage to building
  • Waterproofing/roof membrane damage
  • Property damage to building systems
  • Elevator/shaft access incidents
  • Building tenant disruption claims

Typical Coverage Program

  • GL with property damage focus
  • Workers comp
  • Umbrella to $3M-$5M
  • Installation floater
  • Professional liability
  • Building owner as additional insured

Market Context

Rural tower buildout. Border infrastructure.

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