Tower Maintenance & Inspection insurance in New York
Tower maintenance contractors operating in New York must carry coverage that satisfies both state requirements and carrier MSA mandates. NYC requires specific permits for tower work. Low voltage license varies by locality. NYC is the largest DAS and small cell market in the country.
Workers Compensation in New York
Mandatory
Required for all employers. Must obtain from State Insurance Fund or authorized carrier.
Licensing Requirements
NYC requires specific permits for tower work. Low voltage license varies by locality.
Key Exposures
- Falls from height on existing structures
- Structural deficiency on aging towers
- RF exposure from active antennas
- Weather exposure (lightning, wind)
- Electrical contact
- Solo/remote work locations
Typical Coverage Program
- GL without height exclusion
- Workers comp (tower class codes)
- Umbrella to $5M
- Inland marine (test equipment, tools)
- Commercial auto
- Occupational accident (for 1099 climbers)
Market Context
NYC is the largest DAS and small cell market in the country.
Get a coverage review for tower maintenance & inspection in New York
Find out if your current program meets turf vendor and carrier MSA requirements for tower maintenance & inspection work in New York.
Request a Coverage Review