How do I remove a height exclusion from my GL policy?

In most cases, you cannot simply remove a height exclusion from a standard market GL policy. The exclusion exists because the carrier's underwriting guidelines do not allow them to accept elevation risk at the rates they charge general contractors. Your options are: (1) Move your entire GL program to a specialty excess and surplus (E&S) lines carrier that writes tower contractor risks without height exclusions. These carriers price the elevation exposure into the premium from the start. (2) In rare cases, a carrier may offer a buyback endorsement that removes the exclusion for an additional premium, but this is uncommon for heights above 30 feet. (3) Work with a broker who specializes in tower and telecom contractor placements. These brokers have binding authority with the handful of E&S markets that write this class. Standard retail agents often do not have access to these markets. When transitioning, ensure the new policy maintains occurrence form, blanket additional insured capability, and per-project aggregate to satisfy MSA requirements. The premium will be higher than a height-excluded policy, but this reflects the actual cost of insuring your operations rather than a policy that excludes your primary work.