Tower Contractor Insurance

Decommissioning & Removal insurance in Texas

Removing and dismantling towers across Texas exposes crews to structural collapse, environmental contamination, and adjacent property damage. Workers compensation is not mandatory. However, virtually all MSAs and turf vendor contracts require it regardless of state law. Nonsubscribers lose common-law defenses. A specialized program covers both the active work and completed operations.

Workers Compensation in Texas

Not Mandatory

Workers compensation is not mandatory. However, virtually all MSAs and turf vendor contracts require it regardless of state law. Nonsubscribers lose common-law defenses.

Licensing Requirements

No state contractor license. Local permits may apply.

Key Exposures

  • Structural collapse during disassembly
  • Crane operations in tight quarters
  • Unknown structural compromises
  • Environmental contamination (lead paint, batteries)
  • Adjacent property damage
  • Asbestos exposure on older towers

Typical Coverage Program

  • GL with demolition coverage
  • Workers comp (tower class codes)
  • Umbrella to $5M
  • Pollution liability
  • Crane coverage
  • Completed operations (site restoration)

Market Context

Largest tower construction market in the U.S. Dallas, Houston, Austin, and San Antonio are all top-20 buildout markets.

Get a coverage review for decommissioning & removal in Texas

Find out if your current program meets turf vendor and carrier MSA requirements for decommissioning & removal work in Texas.

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Free coverage review for tower contractors.

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