Drone Inspection Services insurance in Washington
Using drones to inspect towers across Washington creates unique exposures around fly-aways, privacy claims, and third-party property damage. Required for all employers. State fund (L&I) is monopolistic for base coverage. A purpose-built program covers both the aviation and professional liability sides.
Workers Compensation in Washington
Mandatory
Required for all employers. State fund (L&I) is monopolistic for base coverage.
Licensing Requirements
Electrical/telecommunications contractor license (06A).
Key Exposures
- Drone collision with structure
- Drone fly-away / loss of control
- Privacy / surveillance claims
- Data loss or corruption
- FAA violation
- Third-party property damage from drone
Typical Coverage Program
- Drone/UAV hull and liability
- GL with aviation exclusion buyback
- Professional liability (inspection reports)
- Cyber/data liability
- Inland marine (drone equipment)
- Errors and omissions
Market Context
Seattle metro small cell and DAS. Tech campus infrastructure.
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