Tower Contractor Insurance

Fiber Construction insurance in Washington

Directional boring and aerial fiber work in Washington create exposures ranging from underground utility strikes to bucket truck incidents. Required for all employers. State fund (L&I) is monopolistic for base coverage. Coverage programs must address both the aerial and subsurface risk profiles.

Workers Compensation in Washington

Mandatory

Required for all employers. State fund (L&I) is monopolistic for base coverage.

Licensing Requirements

Electrical/telecommunications contractor license (06A).

Key Exposures

  • Underground utility strikes
  • Aerial work from bucket trucks
  • Traffic control exposure
  • Directional bore damage to existing utilities
  • Repetitive motion injuries (splicing)
  • Fleet exposure (large truck fleets)

Typical Coverage Program

  • GL with underground/excavation coverage
  • Workers comp
  • Commercial auto (fleet)
  • Umbrella to $3M-$5M
  • Inland marine (splicing equipment, OTDR)
  • Pollution liability (boring fluids)

Market Context

Seattle metro small cell and DAS. Tech campus infrastructure.

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Find out if your current program meets turf vendor and carrier MSA requirements for fiber construction work in Washington.

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