What insurance do I need if I only do tower decommissioning and demolition?

Tower decommissioning and demolition requires specialized insurance considerations beyond standard tower maintenance. Key requirements include: (1) GL with no height exclusion (you are still working at elevation during decommission), plus specific coverage for demolition operations. Some GL policies exclude demolition work or have sublimits for it. (2) Pollution liability for potential hazardous materials encountered during decommission (lead paint on older towers, PCBs in older transformer equipment, asbestos in building-mounted antenna sites). (3) Higher property damage limits because demolition creates debris and collapse risk to surrounding property. (4) Professional liability if you design demolition plans or provide engineering analysis for the decommission sequence. (5) Inland marine or riggers coverage for equipment being lowered from the tower during decommission (antennas, cables, structural components still have value). (6) Workers compensation at climbing rates with appropriate rescue planning for work at height on a structure that may be compromised. (7) Environmental impairment coverage if the demolition involves ground disturbance where fuel storage, treated wood, or other contaminants may exist. Decommission work is increasingly common as the 5G buildout replaces older macro tower assets. Carriers underwrite this differently than new construction due to the additional unknown conditions of aged structures.